Finance Center

Ford Credit & Financing


Now that it's time to purchase a new car, you likely have a lot of questions and concerns running through your mind. Once you've decided on a budget and picked the perfect vehicle, the next step in the process is to go over the numerous details of financing.

Finding financial services in Geneva, Canandaigua, or Rochester is easy because the experts at Friendly Ford can help you through the whole finance application process. Our goal is to help you find the right car, at the right price, and at the right rate.

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Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 7:00 PM
  • Fri9:00 AM - 6:00 PM
  • Sat9:00 AM - 5:00 PM
  • SunClosed

Getting Financed at Friendly Ford

When it's time to start talking about financing your next car, you may not realize how streamlined the process can be!  When you have the experts here at Friendly Ford to help you, the process of financing your next car will be easy and convenient. Whether you're considering leasing a model or buying a new or used car, our experts will work hard to find the right deal within your preferred budget.

Having trouble deciding which car you want to take home? No need to worry—even though we have a large inventory at Friendly Ford, we also have skilled experts on-site to help you make the difficult decisions. All you need to do is specify what you're looking for and which type of vehicle you're interested in. Our team will help you review your options so you can decide for yourself.

Ford Financing & How it Works

When you're financing a car, you're simply paying off the vehicle each month in easily manageable installments. That way, you can effectively be the owner of the vehicle without having to pay for the car all at once. When you opt to lease the car, you're paying for the vehicle's depreciation in value during the time it’s in your possession.

With a lease, you simply keep your driving within the agreed mileage limit and follow through with its routine and recommended maintenance.

While leasing can be a great option for many drivers, you don’t own the car. You're just borrowing it for a short period of time. However, if you want to keep the car, the best option is to finance it. Financing also helps build equity in the car the same way you’d build equity in a home if you own it for a while.

So, if you eventually decide to sell the car, its resale value will remain high as long as you keep it in good shape.

When you're reviewing your options with our finance team at Friendly Ford, express your questions and your needs, and they'll help you choose the option that's right for you.

Check out our helpful leasing vs. buying guide.

Start Financing at Friendly Ford Today in Geneva

When you're in the market for a new car to help you get around, seeking out financing assistance in the Finger Lakes region is the best way to get started. One major benefit to working with the team at our Ford dealership to finance your ride is that there are a couple different ways you can go about it.

Financing in Person

Coming to our finance center and speaking with one of our team members is a great way to thoroughly explain your situation and talk about the vehicles you’re interested in. They’ll work within your budget and other needs to make sure you’ll get something you’ll love. Furthermore, communication will be fluid, as you won’t have to wait for an email or phone call.

Financing Online

Like Pokémon cards in the ‘90s, online shopping is a force to be reckoned with, and for good reason! It provides unheralded convenience, so why should financing a car be any different? Filling out our secure online finance application only takes a few minutes, and it will show all your options immediately. Once you’ve got your deal picked out, we’ll work with you to complete the final steps!

Contact us at Friendly Ford to get the right information about how we can help develop a plan and secure a rate that works within your budget and gets you in the driver's seat of your next car.

Use Our Helpful Website Tools to Make Financing Easier

You may already know that there are many layers to the financing process, and sometimes it can get confusing. This is when you can go to our website and use a handful of tools to help you along in the process.

First up is the Payment Calculator. This nifty little tool is a great way to figure out if the vehicle you want fits in your budget. You’ll choose your desired set of wheels, then enter what you’d like your down payment to be. After that, choose how long you’d like to lease or finance and enter your credit score, and the tool will show you an estimated monthly payment.

The next tool you can use is the Value Your Trade tool. If you’ve got an old vehicle taking up space in your driveway or garage and you want to get something back for it, this is the one to use. Outline the vehicle’s condition, make, model, year, mileage, and more, and you’ll get a quote shortly thereafter. If you’re satisfied with your offer and want to go to the next step, you’ll arrange a time with us to have the vehicle appraised.

Finally, our website is littered with many vehicle reviews you can read to make sure the one you want is truly the right fit. These cover tons of different areas, including performance, interior dimensions (cargo space, head and legroom, etc.), safety technologies, infotainment, and much more.

New & Used Vehicle Specials

It’s no secret that cars, whether they’re new or used, are a big expense. Our Ford dealer wants to put a little money back in your pocket by offering a rotating cast of new and used vehicle specials. Simply go to our website to see what specials we’re running when you’re in the market for a new-to-you ride!

Your Private Information Is Always Protected at Friendly Ford

Your personal information and its protection are important to us. We want you to know that at Friendly Ford, none of your information gets shared with any third parties with your consent. Feel free to check out our privacy policy.

Get Directions

Get Directions

1077 Route 5 & 20, Geneva, NY, 14456
Friendly Ford 42.858646, -077.027861.