Special Financing Options
You’ve decided you want to finance your ride at Friendly Ford, our Ford dealership serving the Geneva, Canandaigua, and Rochester, NY, area. An excellent choice, to be sure! With financing comes credit checks, and maybe your current situation isn’t ideal, but you may still have options!
Our dealership’s team of expert financers is here to put you behind the wheel of your ideal vehicle with special financing options that may help you reach a deal that you’re comfortable with!
Financing at Our Ford Dealer
After you’ve explored our large inventory of new, used, and certified pre-owned vehicles and have made your choice, you’ll meet with a finance team member. This’ll allow you to explain your situation and tell them what you’re looking for, which will in turn help them to come up with an option that’ll work within your credit.
One major advantage our team has is being able to work with a variety of banks and lenders. This is helpful because they can explore even more options. You can also use our Credit Score Estimator tool if you’re unsure of what your score is, which will help you along in the financing process.
Additional Helpful Website Tools
On top of our Credit Score Estimator tool, there are a handful of useful tools on our website you can use to determine if the vehicle you want is within your budget, namely:
- Payment Calculator: estimates your monthly vehicle payment when your preferred down payment, length of finance term, credit score, and more, are taken into account. Keep in mind this is not a final number.
- Value Your Trade: calculates an offer for a potential trade based on condition, mileage, make/model, etc. If you have a vehicle to trade, it can help your credit situation significantly because you can apply the offer you get to the price of the vehicle you’re trying to finance. This means that you wouldn’t have to borrow as much from a lender.
We would also recommend checking out our vehicle reviews to make sure the ride you want is an ideal fit!
How to Improve Your Credit Score
Even if your credit score isn’t where you’d like it to be, there are a handful of things you can do to immediately bring your score up. For example, you’ll want to go over your credit report in detail and see if you can spot any errors. Should you find something, you can dispute it and have it wiped off.
If you have any balances you can pay off, you’ll want to do that, as lenders will look much more favorably on lower credit utilization. If you do have to use a credit card for any reason, try to keep a low balance and pay it off right away or at the end of each month.
Finance Your Ride With Our Ford Dealer Today
Regardless of your credit situation, you can feel comfortable coming to Friendly Ford to finance the car you want and hit the streets of Geneva, Canandaigua, and Rochester, New York. Contact us today to get started!